Section 522(f) – Back to Basics
This post is about the basics of § 522(f) lien avoidances in chapter 13 cases – not the mathematical “how-to,” but the types of liens that can be avoided and the importance of claiming exemptions.
Category: Practice Tips
Information for Debtors’ Attorneys
Debtors’ attorneys in the EDKY: This post addresses three issues: (1) the Debtor Handbook; (2) a new letter going to debtors at confirmation; and (3) more specific information about your clients’ obligations to pay post-confirmation tax refunds or bonuses or to provide documents.
Important Policy/Procedure Information
This post addresses 4 topics:
– Changes to claim type descriptions;
– New claim type for “mortgages in plan”;
– Why we will no longer “reply to all” in emails; and
– Emails/phone calls from my staff.
Delinquent Property Taxes and the EDKY Chapter 13 Plan
Where should fully secured delinquent property tax claims be listed in the new chapter 13 plan form? Debtors’ attorneys and attorneys representing mortgage creditors need to make sure these claims are listed in the plan in such a way as to ensure they are paid in full. Read on.
Mortgage Billing Statements for Debtors in Bankruptcy – What Attorneys in the EDKY Need to Know
Mortgage servicers are now required to provide monthly billing statements to debtors in bankruptcy, with limited exceptions. Debtors’ attorneys and creditors’ attorneys in the EDKY need to know about this important amendment to RESPA and TILA, which became effective on April 19, 2018. This post gives a very oversimplified summary of the rule, with a link to a more detailed article and sample billing statements.
New Bar Date After December 1, 2017 – Have You Remembered to File Claims?
If the debtor filed a petition between Dec. 1 and Dec. 10, 2017, then as of the date of this post, the creditors’ bar date has passed. Creditors, if you didn’t file a proof of claim in those cases, it’s too late. Debtors attorneys, do you know when you may file claims on behalf of creditors? Read on.
The UK Consumer Bankruptcy Law Conference, Mar. 22-23, 2018
It’s time to register for the UK Consumer Bankruptcy Law Conference, March 22-23, 2018, Marriott Griffin Gate, Lexington KY. This year’s seminar offers a great agenda, a full year’s worth of CLE credits, and the inaugural Chip Bowles Memorial Keynote Lecture. Continue reading for more information, including a link to the brochure and registration form.
