Mortgage Billing Statements for Debtors in Bankruptcy – What Attorneys in the EDKY Need to Know

Mortgage servicers are now required to provide monthly billing statements to debtors in bankruptcy, with limited exceptions. Debtors’ attorneys and creditors’ attorneys in the EDKY need to know about this important amendment to RESPA and TILA, which became effective on April 19, 2018. This post gives a very oversimplified summary of the rule, with a link to a more detailed article and sample billing statements.


The purpose of this blog is to provide timely practice tips to attorneys representing debtors and creditors in chapter 13 bankruptcy cases in the Eastern District of Kentucky. These posts represent my thoughts and opinions and do not constitute legal advice, nor should they be considered a substitute for legal research.

As the trustee in the EDKY, I reserve the right to take a contrary position in any particular case depending on the facts of that case, and I reserve the right to argue an interpretation of the law that may differ from that set forth in any post. I also reserve the right to change my mind at any time for any reason