If a confirmed plan provides that the debtors will cure arrearages through the plan and maintain ongoing payments on a mortgage or long-term car loan, and the debtors complete plan payments and get a discharge, those section 1322(b)(5) debts are not discharged. What happens if after confirmation the debtors change their mind – is the claim still excepted from discharge?
What can attorneys do to identify and prevent recurring errors that result in court orders, ECF deficiency notices, and show cause orders? Find out if your office is a frequent offender, and take steps to improve compliance.
Here is some practical information for debtors’ attorneys from the session on chapter 13 tax issues at the 2016 NACTT seminar.
It’s important for bankruptcy practitioners to know about the Consumer Financial Protection Bureau (CFPB) and educate their clients (whether consumers or creditors). Here are a few tips we learned about the CFPB at the 2016 NACTT Conference.
Here are some more practice tips and “OMG!” lessons from the 2016 NACTT conference. This post is on two important cases affecting the debtor’s discharge (this is a must-read for debtors’ attorneys).
Here are some practice tips and “OMG!” lessons from the 2016 NACTT conference. This post is on student loans.
What do you do when there are insurance proceeds payable on the loss of a car that secures a claim being paid through the plan?
When you are calculating what it takes to make a plan feasible, you have to know how to account for the trustee’s percentage fee.
The interest rate on secured IRS claims increased to 4%, effective with cases confirmed on or after April 1, 2016.
Debtor was in a chapter 13 case but couldn’t make plan payments. Case got dismissed. Debtor files a second case within a year. How is the automatic stay affected?